PSW2020

1 Contributions 11 People Helped

Member Since: May 2016

Most Helpful Contribution

Credit One Bank® Cash Back Rewards Credit Card

Jan 10, 2020
Good for credit repair
Helpful to 11 out of 17 people

The application was easy and I was approved for a $500 credit line with only $39 annual fee. I know a lot of people are saying $75 fee and $300 credit line, but my credit score is 748 which might be a little higher than some, so that is probably why I got a better deal. The only downside is that the APR is a little high, but it's a credit card. I had a bankruptcy two years ago and I have been working to repair my credit. Apply to cards, don't make any late payments, and you will be fine. And this card apparently gives you increases for paying on time, so that is nice.

Activity (1 Total Contributions)

Credit One Bank® Cash Back Rewards Credit Card

Jan 10, 2020
Good for credit repair
Helpful to 11 out of 17 people

The application was easy and I was approved for a $500 credit line with only $39 annual fee. I know a lot of people are saying $75 fee and $300 credit line, but my credit score is 748 which might be a little higher than some, so that is probably why I got a better deal. The only downside is that the APR is a little high, but it's a credit card. I had a bankruptcy two years ago and I have been working to repair my credit. Apply to cards, don't make any late payments, and you will be fine. And this card apparently gives you increases for paying on time, so that is nice.