NMSULL

3 Contributions 14 People Helped

Member Since: April 2016

Most Helpful Contribution

Capital One® QuicksilverOne® Cash Rewards Credit Card

May 21, 2016
Thanks Capital one :)
Helpful to 10 out of 10 people

TU 672, EQ 668. 4 items in collections, student loans deferred till next year, one credit card ($1400 CL)  for less than two years always paid on time.  Got denied American Express Blue and Chase freedom so I applied for Discover it Chome for students and Capital One quicksilver. Got approved for $500 each. Was a bit disappointed in the low limit but beggers can't  be choosers so to say. Asked for an increase with the Discover card when I activated it and they told me to try in 3 months. Started working on my credit when I tried to get a loan for a vehicle and the APR was too high. I'll be using these cards to get my credit up as well as pay two of the items in collections as the other two will be removed in 2017 and hopfully when I graduate in December I'll get a better deal on a vehicle.

Activity (3 Total Contributions)

Capital One® QuicksilverOne® Cash Rewards Credit Card

May 21, 2016
Thanks Capital one :)
Helpful to 10 out of 10 people

TU 672, EQ 668. 4 items in collections, student loans deferred till next year, one credit card ($1400 CL)  for less than two years always paid on time.  Got denied American Express Blue and Chase freedom so I applied for Discover it Chome for students and Capital One quicksilver. Got approved for $500 each. Was a bit disappointed in the low limit but beggers can't  be choosers so to say. Asked for an increase with the Discover card when I activated it and they told me to try in 3 months. Started working on my credit when I tried to get a loan for a vehicle and the APR was too high. I'll be using these cards to get my credit up as well as pay two of the items in collections as the other two will be removed in 2017 and hopfully when I graduate in December I'll get a better deal on a vehicle.

Chase Slate®

Nov 29, 2019
Lowest credit limit I've ever got
Helpful to 4 out of 4 people

With a credit score of 762 I was only approved $1700. This is the lowest limit on a card that I've ever got and this is the highest my credit score has ever been. Called and asked for an increase and they said they would have to do another hard pull. Really, after just running it? What a joke. Minutes later I applied for Citi Double Cash and was approved $3500. Thats still low but at least I can work with that. 

Discover it® Chrome for Students

May 21, 2016
Helpful to 0 out of 1 people

TU 672, EQ 668. 4 items in collections, student loans deferred till next year, one credit card ($1400 CL)  for less than two years always paid on time.  Got denied American Express Blue and Chase freedom so I applied for Discover it Chome for students and Capital One quicksilver. Got approved for $500 each. Was a bit disappointed in the low limit but beggers can't be choosers so to say. Asked for an increase with the Discover card when I activated it and they told me to try in 3 months. Started working on my credit when I tried to get a loan for a vehicle and the APR was too high. I'll be using these cards to get my credit up as well as pay two of the items in collections as the other two will be removed in 2017 and hopfully when I graduate in December I'll get a better deal on a vehicle.