MandaDawn88

1 Contributions 1 People Helped

Member Since: August 2018

Most Helpful Contribution

Victoria's Secret Angel Credit Card

Sep 07, 2019
If I could, I’d give it negative stars.
Helpful to 1 out of 1 people

Got this card with my credit score in the high 600s and only received a $250 credit limit which was fine as I wouldn’t spend even that much. After having it for a couple of years they never increased my limit. Kept the account in good payment standings. A couple of months ago I paid the whole thing completely off for a 0 balance to which the rewarded me by reducing my credit limit. The explanation on the letter informing me of it said it was due to lack of a real estate loan in my name. I own my home, inherited from my grandparents who paid outright for the land and materials to build the house. It’s never had a mortgage. Upon receipt of the letter I promptly called Comenity bank and politely told them what they could do with their reduced credit limit. She tried to offer me $100 in VS coupons to keep it to which I replied “so I can come spend more money on this ridiculous card and make Comenity even more money? I don’t think so.” Found out the Torrid credit card my sister has is with Comenity as well so beware of that one too.

Activity (1 Total Contributions)

Victoria's Secret Angel Credit Card

Sep 07, 2019
If I could, I’d give it negative stars.
Helpful to 1 out of 1 people

Got this card with my credit score in the high 600s and only received a $250 credit limit which was fine as I wouldn’t spend even that much. After having it for a couple of years they never increased my limit. Kept the account in good payment standings. A couple of months ago I paid the whole thing completely off for a 0 balance to which the rewarded me by reducing my credit limit. The explanation on the letter informing me of it said it was due to lack of a real estate loan in my name. I own my home, inherited from my grandparents who paid outright for the land and materials to build the house. It’s never had a mortgage. Upon receipt of the letter I promptly called Comenity bank and politely told them what they could do with their reduced credit limit. She tried to offer me $100 in VS coupons to keep it to which I replied “so I can come spend more money on this ridiculous card and make Comenity even more money? I don’t think so.” Found out the Torrid credit card my sister has is with Comenity as well so beware of that one too.