Ladybug190

2 Contributions 113 People Helped

Member Since: March 2015

Most Helpful Contribution

Capital One® Platinum Credit Card

Sep 11, 2019
Great 2nd Chance Card
Helpful to 63 out of 64 people

This card is for those that want to rebuild their credit. I was approved with a credit score in the 580's a year and a half ago for $300. I was then given an increase to $500 after six months of full balance payoffs each month. I also received and increase that I requested around Christmas 3 months after the $500 increase to $700. I use this card a few times a month because the interest rate is just to high. I just want  to keep the account active and continue to pay off the full balance each month. I now have 7 credit cards and a credit score around 729 for all 3 credit agencies. It you use it responsibly it can get you were you want to be. I am sure there will be no more increase for me no matter how high my credit score is becauce this card is simply designed to help rebuild your credit.

Activity (2 Total Contributions)

Capital One® Platinum Credit Card

Sep 11, 2019
Great 2nd Chance Card
Helpful to 63 out of 64 people

This card is for those that want to rebuild their credit. I was approved with a credit score in the 580's a year and a half ago for $300. I was then given an increase to $500 after six months of full balance payoffs each month. I also received and increase that I requested around Christmas 3 months after the $500 increase to $700. I use this card a few times a month because the interest rate is just to high. I just want  to keep the account active and continue to pay off the full balance each month. I now have 7 credit cards and a credit score around 729 for all 3 credit agencies. It you use it responsibly it can get you were you want to be. I am sure there will be no more increase for me no matter how high my credit score is becauce this card is simply designed to help rebuild your credit.

Blue Cash Everyday® Card from American Express

Sep 06, 2019
Offers good cash back rewards
Helpful to 50 out of 59 people

This my firsy American Express card. I applied throught credit karma and received a $2k limit. Application process was easy and an instant approval. Card arrived fast. No issues as of yet!