KidKrazz

4 Contributions 55 People Helped

Member Since: June 2013

My Website: https://www.facebook.com/TeamKidKrazz/

Most Helpful Contribution

Capital One® Quicksilver® Cash Rewards for Average Credit

Dec 19, 2019
Great card!
Helpful to 25 out of 27 people

Good credit builder and card itself!
Pros: Credit score crazy boost and credit limit raise as it's being managed correctly.

Cons: None worth the additional to gain high credit score.

Activity (4 Total Contributions)

Capital One® Quicksilver® Cash Rewards for Average Credit

Dec 19, 2019
Great card!
Helpful to 25 out of 27 people

Good credit builder and card itself!
Pros: Credit score crazy boost and credit limit raise as it's being managed correctly.

Cons: None worth the additional to gain high credit score.

Fingerhut Credit Account issued by WebBank

Dec 19, 2019
Not bad
Helpful to 24 out of 27 people

Pros: You can buy almost anything you would need all in one place and good quality. Definitely help's give your credit a big boost!

Cons: As much as this credit line help's build your credit it destroys your credit as well. What I mean as destroys, they give you credit for treating the account good as you gain time in. Once you reach a certain credit limit and don't shop much, they thresten you to use the credit in LARGE amounts in order to keep a certain new limit they gave you or you will lose it. Now if you gain any new credit limit your score goes up right.

So since you try to keep a low to no balance on credit card's/credit. If you are forced to use your credit limit that was given to you of course it has a return by your credit being hit. But if you don't use the credit and lose it, your credit will also be hit because your credit limit was decreased. So it's almost like they help you boost your credit momentarily until you reach a certain limit then they surprise yoh with oh if you don't use this big chunk of credit we will take it back and hurt your credit. Leaving out that if you do they still will hirt your credit. I would stay clear away from this unless you want your credit record going for a rollercoaster ride.

Capital One® VentureOne® Rewards Credit Card

Nov 07, 2019
Helpful to 5 out of 5 people

@Jaye Ve that was my question too.
@Dankoi What was the actual issue that you did not explain in your review? I've had them for almost 4 year's and never had an issue with them. If anything ever acured, they always helped me fixed it without a problem so not sure what you are trying to say.

Capital One® VentureOne® Rewards Credit Card

Nov 07, 2019
Helpful to 1 out of 1 people

@Piggy985 just like the person two comments above me said. It's a security feature you can turn on or off. Besides that I would rather have a security as tight as that on my travel card then not.