Jenlynsparby

4 Contributions 65 People Helped

Member Since: March 2019

Most Helpful Contribution

Chase Freedom Unlimited®

Apr 12, 2019
Wonderful
Helpful to 63 out of 65 people

I applied even though KK said my chances were poor. I bank with Chase and have maintained a good standing with them for the past few years. I was instantly approved for a card with a limit of $4300. That’s my highest limit and I was beyond pleased. My fico is 717 and my other scores are around 690 with excellent payment history but short credit length. I’d say if you bank with chase and it says poor odds then try anyway like I did. My capital one card was only a $300 limit and just raised to $500. Besides that all I have is HSN and Victoria secret both with limits under $700. It’s been a few weeks now and it hasn’t been closed all a sudden like others so I hope I’m in the clear. I just paid off my balance of $800 and will continue to keep using this card and paying it off monthly.

Activity (4 Total Contributions)

Chase Freedom Unlimited®

Apr 12, 2019
Wonderful
Helpful to 63 out of 65 people

I applied even though KK said my chances were poor. I bank with Chase and have maintained a good standing with them for the past few years. I was instantly approved for a card with a limit of $4300. That’s my highest limit and I was beyond pleased. My fico is 717 and my other scores are around 690 with excellent payment history but short credit length. I’d say if you bank with chase and it says poor odds then try anyway like I did. My capital one card was only a $300 limit and just raised to $500. Besides that all I have is HSN and Victoria secret both with limits under $700. It’s been a few weeks now and it hasn’t been closed all a sudden like others so I hope I’m in the clear. I just paid off my balance of $800 and will continue to keep using this card and paying it off monthly.

Chase Freedom Unlimited®

Mar 28, 2019
Helpful to 1 out of 1 people

What was your credit score and did you bank with them?

Chase Freedom Unlimited®

May 02, 2019
Helpful to 1 out of 2 people

After a month my score went up from 690 to 713

Chase Sapphire Preferred® Card

Jan 16, 2020

I had to file bk about 12years ago after a traumatic marriage and fabulous divorce. Doesn’t it fall off your record after so many years or will chase continue to use it against me?