Ionlyhearmimimi50

2 Contributions 55 People Helped

Member Since: March 2014

Most Helpful Contribution

Fingerhut Credit Account issued by WebBank

Nov 05, 2019
good and bad
Helpful to 37 out of 39 people

Getting approved is easy and they increase your limit if your account is in good standing. But as other consumers have pointed out, the items are overpriced and the shipping costs are horrific. Plus, when you receive an increase, they want you to use it or they take it away and your score drops. I never asked for an increase and wasn't remotely interested in charging $2,500 to my card, so after a few months the increase was taken away. I ended up closing my account because I was tired of the yo-yo effect and hadn't been using the card anymore anyway, it's just too expensive overall.

Activity (2 Total Contributions)

Fingerhut Credit Account issued by WebBank

Nov 05, 2019
good and bad
Helpful to 37 out of 39 people

Getting approved is easy and they increase your limit if your account is in good standing. But as other consumers have pointed out, the items are overpriced and the shipping costs are horrific. Plus, when you receive an increase, they want you to use it or they take it away and your score drops. I never asked for an increase and wasn't remotely interested in charging $2,500 to my card, so after a few months the increase was taken away. I ended up closing my account because I was tired of the yo-yo effect and hadn't been using the card anymore anyway, it's just too expensive overall.

Mission Lane Classic Visa® Credit Card

Dec 06, 2019
I recommend this card
Helpful to 18 out of 19 people

The application process is fast and easy and you don't have to have perfect credit. I have online access to my card where I can set up my payments, view my statements etc. Payments are credited promptly. After making on-time payments for 6 months I received a credit increase. I'm very happy with this card.