Glezy11

5 Contributions 372 People Helped

Member Since: July 2012

Most Helpful Contribution

Mission Lane Classic Visa® Credit Card

May 20, 2019
Own this card for two years and love it!
Helpful to 362 out of 387 people

I used to be a lendup customer (payday loan) and was offered to open a credit line via mail. I used to have bad credit at 560, this is the only card that gave me a chance. I started out at $300 credit limit, they increased it to $600, and now it is at $2000. I pay it on time and keep the balance low. My optimization also improved because they have increased my credit limit. My score improves everytime they gave me an increase. Thank you so much! My credit is now at 699, slowly but surely and it kept me away from payday loans for two years! Thank you so much! I highly recommend!

Activity (5 Total Contributions)

Mission Lane Classic Visa® Credit Card

May 20, 2019
Own this card for two years and love it!
Helpful to 362 out of 387 people

I used to be a lendup customer (payday loan) and was offered to open a credit line via mail. I used to have bad credit at 560, this is the only card that gave me a chance. I started out at $300 credit limit, they increased it to $600, and now it is at $2000. I pay it on time and keep the balance low. My optimization also improved because they have increased my credit limit. My score improves everytime they gave me an increase. Thank you so much! My credit is now at 699, slowly but surely and it kept me away from payday loans for two years! Thank you so much! I highly recommend!

RocketLoans Personal Loans

May 22, 2019
They gave me a chance when others wouldn
Helpful to 2 out of 2 people

I have poor credit with recent delinquency and charge off, other companies have denied me. The other one that approved me was payday loan asking for 600% interest rate.. I went to rocketloans and saw I can apply without it hurting my credit and got pre-approval within 5 minutes. Application was easy and they saved me so much on interest. If you have auto pay they will also give you interest discount. The APR is decent for my credit score, significantly way better than payday loan. Thanks rocketloans for giving me a chance!

The Amex EveryDay® Credit Card from American Express

May 22, 2019
Very nice card
Helpful to 6 out of 8 people

I like this card because of the amex benefits and points. They will also give 20% more points for the billing cycle if you use your card at least 20 times. They have also provided me generous credit which bumped my credit utilization down below 30%. The downside is you will have to wait a long time for your points to post, it is not available right away unlike my capital one credit card which reflects the cashback almost immediately. They also have introductory 0% APR for 15 months for when I applied, I do not know if that has changed. Overall, a great card.

RocketLoans Personal Loans

May 21, 2019
Loan that gave me a chance

I have poor credit with recent charge off and delinquency related to the charged off amount. I already got denied from another financial institution prior to applying. I applied thru their online process because it said it wont affect my credit score so I gave it a shot and got approved. The APR is pretty decent for someone with bad credit. I first tried payday loan and it was trying to charge me 600% interest rate! So thank you rocketloan for giving me a chance and saving me from the ridiculous APR! Will definitely recommend this to friends!

Discover it®

May 20, 2019
Very good card and I like the reward
Helpful to 2 out of 4 people

I get 2% cash back whenever I fill up gas so I mainly use this card as a gas card and for small purchases. They have given me an increase in my credit limit roughly 6 months after I owned the card. I was trying to shop for cards that will pre-approve me without hurting my score because I was trying to rebuild my credit and was very happy when I was given the options of which card I am approved for, I chose the one with cashback. I have had this card for over a year now and never had any problem, plus I have just recently used a $60 cash back reward. My credit increased significantly after getting a credit increase which lowered my credit optimization. Thanks Discover! I highly recommend.