BeverlyHillsagentASAP

28 Contributions 353 People Helped Top Contributor

Member Since: July 2012

Most Helpful Contribution

I have really poor credit, how can I begin to fix it?

Aug 02, 2013
YES YOU CAN GET A HOME LOAN WITH A 580
Helpful to 120 out of 122 people

I work with people who have credit issues all the time that have gotten approved. Remember the scores you get on credit karma or any site online are different than a mortgage report. I refer my clients to The Lenders Network, they are kind of like the Lending Tree for people with credit issues, self employed or other issues most banks cannot approve they have a few lenders that go down to a 580 for FHA loans.

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I have really poor credit, how can I begin to fix it?

Aug 02, 2013
YES YOU CAN GET A HOME LOAN WITH A 580
Helpful to 120 out of 122 people

I work with people who have credit issues all the time that have gotten approved. Remember the scores you get on credit karma or any site online are different than a mortgage report. I refer my clients to The Lenders Network, they are kind of like the Lending Tree for people with credit issues, self employed or other issues most banks cannot approve they have a few lenders that go down to a 580 for FHA loans.

What credit score do I need to qualify for a mortgage?

Oct 22, 2013
Credit scores needed for a mortgage loan
Helpful to 35 out of 37 people

You will need a 580 credit score to get an FHA loan, 580 for VA in certain states. There are conventional loan programs for borrowers with a 620 credit score and 3% down, you just have to find the right lender to work with you. Check out The Lenders Network to get referred to a lender that has bad credit loan programs.

www.thelendersnetwork.com

My credit is 580+/-. I need to increase by credit score by 50-100 points by the end of the year.

Nov 28, 2013
You can get an FHA loan with a 580 score
Helpful to 15 out of 16 people

You can get an FHA loan with under a 600 middle score with some lending institutions but not many. I would recommend finding a broker or service to help you locate a reputable lender that can approve your loan at a decent rate. I have client's who have got approved with a 580 score... If anyone can find you a loan they can!

Wells Fargo Home Equity

Sep 14, 2013
Turned down immediately and ignored
Helpful to 18 out of 21 people

Wells Fargo didn't even call me back to say my loan was denied, I got a letter in th email though. I had great success with The Lenders Network, got a cash out refinance with less than perfect credit. www.thelendersnetwork.com

I am wanting to buy a house, but I only have a credit score of 562, is this possible?

Aug 02, 2013
It's possible
Helpful to 94 out of 120 people

I work with people who have credit issues all the time that have gotten approved. Remember the scores you get on credit karma or any site online are different than a mortgage report. I refer my clients to The Lenders Network, they are kind of like the Lending Tree for people with credit issues, self employed or other issues most banks cannot approve they have a few lenders that go down to a 580 for FHA loans.

Home Loan with Poor Credit

Nov 24, 2013
FHA loans require a 580 credit score
Helpful to 3 out of 3 people

I work with people who have credit issues all the time that have gotten approved. Remember the scores you get on credit karma or any site online are different than a mortgage report. I refer my clients to The Lenders Network, they are kind of like the Lending Tree for people with credit issues, self employed or other issues most banks cannot approve they have a few lenders that go down to a 580 for FHA loans.

My credit score is 601, are there any mortgage companies that would lend to a score that low?

Jul 16, 2013
Home loans under 600 scores
Helpful to 3 out of 3 people

FHA really isn't credit score driven, it's the Banks and Lenders that set those score requirements. There are a few lenders that go down to 580 with FHA, I personally have closed on several homes with clients around and under 600. I recommend all my clients that have credit issues to check with The Lenders Network, check them out. If anyone can get you approved they can!

My credit is 580+/-. I need to increase by credit score by 50-100 points by the end of the year.

Nov 28, 2013
The Lenders Network can do 580 and up
Helpful to 10 out of 13 people

Left out the site to go to, they specialize in lower credit score loans. www.thelendersnetwork.com

how do i get my creidt score up from a 582 to 650 with in 60 days i have been paying my bills .

May 04, 2014
The Lenders Network
Helpful to 2 out of 2 people

It can be difficult to increase your scores by that much, usually it takes time and many months of timely payments. If you're trying to increase your score to get a mortgage you may not have to. I'd check out The Lenders Network, they specialize in helping people with low scores find lenders to help them. Good luck!

I HAVE A CREDIT SCORE OF 632 AND MY HUSBAND A 583 CAN WE GET A MORTGAGE?

Aug 21, 2013
Home loans for people with under a 640 c
Helpful to 2 out of 2 people

Yes there are certain lenders that will approve some with bad credit for a home loan. I would recommend The Lenders Network, I have had several clients get approved with them who have poor credit.

https://thelendersnetwork.com/credit-score-below-640/

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