Alt258

1 Contributions 16 People Helped

Member Since: July 2014

Most Helpful Contribution

Chase Freedom®

Sep 06, 2015
never had a problem
Helpful to 16 out of 18 people

I've had this card about a year. I initially had a $4,500 limit. I began using the card for wedding-related expenses and within 8 months I had a $10,000 limit. I pay it in full every month, and am still in my initial 16mo interest free period, so I can't speak to interest rates or APR, but I've  never been charged interest. I make payments on time and use approx $500-$1000 per month. They keep upping my credit limit. Right after the wedding, when I made several thousand dollars in charges to pay vendors, I didn't see a cut to my credit limit, but again, I pay it off every month. If you carry a balance, I've read that they might slash your limit pretty drastically, but for someone who charges a bit and pays it off on time every month, it's a great card. 

Activity (1 Total Contributions)

Chase Freedom®

Sep 06, 2015
never had a problem
Helpful to 16 out of 18 people

I've had this card about a year. I initially had a $4,500 limit. I began using the card for wedding-related expenses and within 8 months I had a $10,000 limit. I pay it in full every month, and am still in my initial 16mo interest free period, so I can't speak to interest rates or APR, but I've  never been charged interest. I make payments on time and use approx $500-$1000 per month. They keep upping my credit limit. Right after the wedding, when I made several thousand dollars in charges to pay vendors, I didn't see a cut to my credit limit, but again, I pay it off every month. If you carry a balance, I've read that they might slash your limit pretty drastically, but for someone who charges a bit and pays it off on time every month, it's a great card.