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West Elm Key Rewards Visa

Updated:

11

reviews

2.2

Rating: 2.2 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their West Elm Key Rewards Visa or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 36% 20% 27% 16% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 36% 20% 27% 16% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 36% 20% 27% 16% 1%

The average credit limit for members who have matched with this card or similar cards is $6,416, with $5,000 being the most common.

Here’s the average credit score of members who matched their West Elm Key Rewards Visa or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 22% 16% 34% 26%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 22% 16% 34% 26%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 22% 16% 34% 26%

The average credit score for members who have matched with this card or similar cards is 691, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

30.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

45 years

Average age of members who matched this card or similar cards.

$109,715

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.2

Rating: 2.2 out of 5.

11

reviews

Most helpful positive review

December 21, 2010

4

Rating: 4 out of 5.

 

Credit Karma Member

Love West Elm furniture. The credit card isn't bad either. 19% interest rate and there is even a rewards program built into it. You can get better cards but if you have to get a retail card this one looks pretty decent.

Most helpful negative review

January 16, 2019

1

Rating: 1 out of 5.

A card for financial masochists!

Credit Karma Member

The worst credit card experience I have ever had. Signed up for the credit card and purchased $3000 worth of goods during a bonus "20% back in rewards" period. My items shipped about a week later but the actual charge didn't show up on my credit account for until nearly 4 months later. Now I'm told that I will only get 10% in rewards because the charge wasn't posted to my account during a bonus period. Extemely shady and customer service is abysmal.

All member reviews