This offer is no longer available on our site: Upgrade Unlimited Cash Rewards Visa®
Upgrade Unlimited Cash Rewards Visa®

Great for a personal loan alternative

Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Upgrade Unlimited Cash Rewards Visa® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $3,694, with $2,000 being the most common.

Here’s the average credit score of members who matched their Upgrade Unlimited Cash Rewards Visa® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 614, with 583 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats
Updated daily

51.8%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

52 years
Average age of members who matched this card or similar cards.

$85,242
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
October 7, 2021
Great card!
— Credit Karma Member
Communication with the company was pleasant. They offer flexible repayment options, either a small monthly payment automatically withdrawn from your account, or you can pay it off each month. I pay mine off each month. I totally recommend it!
Most helpful negative review
September 23, 2021
Personal loan with a card to help spend it.
— Credit Karma Member
The communication from this company is horrible. Had outstanding odds from credit karma and after over a week they email saying to call them? Then calling I get out on hold, several times and the person never comes back, or the line goes dead. Then no response to emails, or the 1 I do get was just an automated response.