This offer is no longer available on our site: Upgrade Life Rewards Visa®
Upgrade Life Rewards Visa®
Great for rewards on everyday expenses
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Upgrade Life Rewards Visa® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $8,731, with $3,000 being the most common.
Here’s the average credit score of members who matched their Upgrade Life Rewards Visa® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 693, with 763 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
32.7%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
43 years
Average age of members who matched this card or similar cards.
$94,673
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
April 1, 2024
Wonderful Card
— Credit Karma Member
I recently signed up for this credit card and I couldn't be happier with my decision. The application process was quick and easy, and I was approved in no time. The card offers great rewards and benefits. I have found the customer service to be exceptional, with representatives always available to assist me with any questions or concerns. The online portal is user-friendly and allows me to easily manage my account and track my rewards. I also appreciate the added security features, such as fraud protection and the ability to freeze my card if it ever gets lost or stolen. Overall, I highly recommend this credit card to anyone looking for a reliable and rewarding credit card option.
Most helpful negative review
January 4, 2024
THIS IS A BAD CARD
— Credit Karma Member
THEY GIVE A CREDIT, FOR EXAMPLE, $1500 THEN ALL THE SUDDEN WITHOUT NOTICE THEY DECREASE YOUR LINE OF CREDIT AND LOCK YOUR CARD. I HAVE NO PAST DUE PAYMENT I HAVE DECENT CREDIT. I HAVE A FEW OTHER CARDS LIKE AMEX AND CAPITAL ONE AND THEY NEVER DO THIS, I HAVE A CHASE CARD WITH A $5000 CREDIT LINE AND USE ABOUT $4000 AND THEY KEEP THE REMAINING CREDIT FOR THE REMAINING $1000. UPGRADE CARD THEY CUT YOUR CREDIT TO THE AMOUNT YOU HAVE AND EVERY TIME YOU PAY THEY KEEP DECREASING THE CREDIT LINE. JUST STAY AWAY FROM THIS ONE IS NOT GOOD FOR ANYTHING.