This offer is no longer available on our site: Upgrade Life Rewards Visa®
Upgrade Life Rewards Visa®
Great for rewards on everyday expenses
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Upgrade Life Rewards Visa® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $9,054, with $3,000 being the most common.
Here’s the average credit score of members who matched their Upgrade Life Rewards Visa® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 704, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
29.6%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
44 years
Average age of members who matched this card or similar cards.
$97,494
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
June 17, 2024
Accepted my application
— Credit Karma Member
The process was easy and the interest rate is lower than any of my other cards. I would like to think that since my credit score is higher than its ever been that other lenders would lower my rates too
Most helpful negative review
October 12, 2024
Ridiculous
— Credit Karma Member
I recently tried to use my card and the transaction was declined. I knew that I had more than enough available credit, I thought, to cover the expense. A week later, I received a letter in the mail stating that they had reduced my credit limit significantly because my credit score dropped by ten points! I’ve had this card for years and never missed a payment nor missed ANY payments on my other cards. This has obviously been very elusive on their part and unexpected. This caused me to reconsider ever using this card again.