1. Credit Cards
  2. Insights
  3. Perpay™ Credit Card

Perpay™ Credit Card

Updated:

imageImage: image

220

reviews

4.2

Rating: 4.2 out of 5.

Great for access to credit

Annual Fee: $9.00 per month

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Perpay™ Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 100% 0% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 100% 0% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 100% 0% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $670, with $300 being the most common.

Here’s the average credit score of members who matched their Perpay™ Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 3% 72% 17% 7% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 3% 72% 17% 7% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 3% 72% 17% 7% 0%

The average credit score for members who have matched with this card or similar cards is 560, with 555 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

66.7%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

47 years

Average age of members who matched this card or similar cards.

$77,757

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.


Member reviews

Overall rating:

4.2

Rating: 4.2 out of 5.

220

reviews

Most helpful positive review

October 29, 2024

4

Rating: 4 out of 5.

It's temporary to improve your credit.

Credit Karma Member

Buy something small, you it to build credit then go get another credit card. It helped me build my credit. Yes you had to sacrifice paying, but again it's temporary.

Most helpful negative review

October 30, 2024

1

Rating: 1 out of 5.

Doesn't make any sense

Credit Karma Member

This card has no customer service that i can actually speak with. The information in very contradictory. No annual, but there is an annual fee. What! There is no one to speak with. The information representing the card is all over the place. I would really think more than twice about this type of company.

All member reviews