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PayPal Cashback Mastercard®

Updated:

imageImage: image

71

reviews

2.4

Rating: 4.1 out of 5.

Great for PayPal purchases

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their PayPal Cashback Mastercard® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 19% 28% 12% 3%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 19% 28% 12% 3%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 19% 28% 12% 3%

The average credit limit for members who have matched with this card or similar cards is $6,064, with $2,000 being the most common.

Here’s the average credit score of members who matched their PayPal Cashback Mastercard® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 21% 17% 43% 18%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 21% 17% 43% 18%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 21% 17% 43% 18%

The average credit score for members who have matched with this card or similar cards is 686, with 760 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

23%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

41 years

Average age of members who matched this card or similar cards.

$100,980

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.


Member reviews

Overall rating:

2.4

Rating: 4.1 out of 5.

71

reviews

Most helpful positive review

June 25, 2024

5

Rating: 4 out of 5.

Great card

Credit Karma Member

If you use paypal alot this card is even better. Cashback the next day on every purchase. If you pay off your statement balance, no intrest charge will be applied. My card was issued with a starting limit of 5000 so its pretty good card to begin with or to raise your credit score. No hard inquiry unless you are approved. I believe the chances of approval are better if you already have a paypal credit account in good standing. Synchrony bank manages both.

Most helpful negative review

June 20, 2024

1

Rating: 1 out of 5.

Bad crediter

Credit Karma Member

I had this card got into a bad purchase filed a dispute and they didn't even consider the evidence right in front of them and they refused to do their due diligence to resolve problem. Kept closing dispute even after getting all evidence to problem and refused repeatedly to take action. Closed account transferred what was left to different card.

All member reviews