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Indigo® Mastercard® Cashback Rewards

Updated:

image_41e0dfImage: image_41e0df

38

reviews

2.4

Rating: 2.4 out of 5.

Great for straightforward rewards

Annual Fee: $75 the first year; $99 thereafter (you may see different terms on Credit Karma)

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Indigo® Mastercard® Cashback Rewards or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 99% 1% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $781, with $300 being the most common.

Here’s the average credit score of members who matched their Indigo® Mastercard® Cashback Rewards or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 72% 18% 9% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 72% 18% 9% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 72% 18% 9% 0%

The average credit score for members who have matched with this card or similar cards is 564, with 551 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

58.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$71,257

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.4

Rating: 2.4 out of 5.

38

reviews

Most helpful positive review

June 7, 2024

4

Rating: 4 out of 5.

Better after being acquired by Concora Credit

Credit Karma Member

Overall, this card is much more functional for me once Concora Credit took over from the previous owner (Bank of Missouri?). Payments clear in 24 hours and credit available once cleared. It used to take 2+ weeks to have the credit back on the card after making a payment.

Most helpful negative review

August 6, 2024

1

Rating: 1 out of 5.

Underwhelming

Credit Karma Member

Felt robbed when I activated this card from this unknown company. CK hasn’t steered me wrong until this card. I took a risk with another upcoming brand(credit one) and it hasn’t been a bad experience so far. CK put me on to capital one and they’ve helped me build and I’m now a loyal customer to them for life!! This indigo card was a bad decision. The credit limit they gave me isn’t worth their annual fee.

All member reviews