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Credit One Bank® Platinum Rewards Visa® with No Annual Fee

Updated:

image_c84d77Image: image_c84d77

67

reviews

4

Rating: 4 out of 5.

Great for gas and groceries

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Credit One Bank® Platinum Rewards Visa® with No Annual Fee or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 77% 14% 9% 1% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 77% 14% 9% 1% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 77% 14% 9% 1% 0%

The average credit limit for members who have matched with this card or similar cards is $2,133, with $300 being the most common.

Here’s the average credit score of members who matched their Credit One Bank® Platinum Rewards Visa® with No Annual Fee or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 42% 25% 30% 2%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 42% 25% 30% 2%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 42% 25% 30% 2%

The average credit score for members who have matched with this card or similar cards is 619, with 599 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

49.6%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

52 years

Average age of members who matched this card or similar cards.

$90,930

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

4

Rating: 4 out of 5.

67

reviews

Most helpful positive review

September 11, 2024

5

Rating: 5 out of 5.

A Blessing

— Credit Karma Member

Thank you for giving me the opportunity to build my credit. I desire to have my own home. Because life does happen this will be my 3rd opportunity to own my own home. Maintaining good credit is very important to me. Thank you. Oh payments will be made on time!!!! 🙂

Most helpful negative review

September 12, 2024

2

Rating: 2 out of 5.

Not the best

— Credit Karma Member

Capital one is better. Standard payments take almost a week to reflect in available credit. And they have a maximum monthly number of payments? I’m so used to the speed and ease of CapitalOne and my Apple Card. Once I pay off the balance on this one I probably won’t use it anymore.

All member reviews