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Citi Strata Elite℠ Card

Updated:

imageImage: image

2

reviews

3

Rating: 3 out of 5.

Great for maximizing hotel rewards

Annual Fee: $595

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Citi Strata Elite℠ Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 12% 6% 9% 19% 54%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 12% 6% 9% 19% 54%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 12% 6% 9% 19% 54%

The average credit limit for members who have matched with this card or similar cards is $23,092, with $10,000 being the most common.

Here’s the average credit score of members who matched their Citi Strata Elite℠ Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 16% 14% 41% 27%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 16% 14% 41% 27%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 16% 14% 41% 27%

The average credit score for members who have matched with this card or similar cards is 706, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

25.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

40 years

Average age of members who matched this card or similar cards.

$124,215

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3

Rating: 3 out of 5.

2

reviews

Most helpful positive review

August 13, 2025

5

Rating: 5 out of 5.

Great for traveling.

— Credit Karma Member

Great travel perks.

Most helpful negative review

August 8, 2025

1

Rating: 1 out of 5.

Horrible

— Credit Karma Member

Annual prices too high way too high

All member reviews