Aspire® Cash Back Rewards Mastercard
Annual Fee: $85-$125 for first year, $124 thereafter
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Aspire® Cash Back Rewards Mastercard or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $848, with $300 being the most common.
Here’s the average credit score of members who matched their Aspire® Cash Back Rewards Mastercard or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 560, with 551 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
61.1%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
45 years
Average age of members who matched this card or similar cards.
$75,385
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
November 17, 2025
Not really that bad.. not for how many bad reviews
— Credit Karma Member
Honestly, I don't know why there's so many bad reviews for this card. I applied when I had closer to 650 credit score and they gave me a $2,000 credit limit. I haven't played with the cash back yet. The interest is a little high, but you said the APY before you apply so it's not really a surprise. I haven't had to contact customer service yet though, and hopefully I won't have to.
Most helpful negative review
August 26, 2024
Fees with no balance
— Credit Karma Member
I was pre approved for this card. Initial limit of $500. I paid it off every month. Credit limit increased for a fee. I paid the fee, increased to $1000. With a $0 balance, I was being charged $12.50 account maintenance fee. Received notification that monthly account maintenance fee was increasing to $15. I had rewards and they disappeared. Horrible customer service. Difficult to understand what they were saying. When I complained about the fees suddenly being added, I was advised it was in the "notification" I received. I never received a notification. Canceled the card. Never apply for anything with them. It's bait and switch.