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Our editors’ take: The best no annual fee credit cards
Editors’ Tips††: No annual fee credit cards offer valuable features and rewards without an upfront cost or yearly charge. When looking for a credit card, it can be tough to determine whether paying an annual fee makes sense. Cash back cards can offer higher rewards rates when you pay an annual fee, and the best travel cards almost always charge one. Take stock of your spending habits and consider if you’ll be able to offset an annual fee with rewards.
Our editors’ picks for the top no annual fee cards include several types of cards, such as low-interest cards, credit-building cards and rewards cards, to meet a range of needs:
- Best for maximizing cash back: Chase Freedom Flex®
- Best for everyday cash back: Chase Freedom Unlimited®
- Best for simple cash back: Citi Double Cash® Card