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Our editors’ take: The best low-interest credit cards
Editors’ Tips††: A low-interest card, such as one with an introductory 0% APR offer for purchases or balance transfers, can help you pay off high-interest debt or avoid paying a lot in interest when making a big purchase. Be sure to read the full terms and conditions of your card offer — you might lose your 0% introductory rate if you make a late payment. Also, consider your credit before applying — most 0% intro APR cards require good to excellent credit for approval.
Our editors’ picks for the top low-interest credit cards offer relatively long 0% introductory APR offers on purchases and balance transfers:
- Best for balance transfers: Citi® Diamond Preferred® Card
- Best for bonus categories: Chase Freedom Flex®
- Best for a long intro period: Wells Fargo Reflect® Card