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Our editors’ take: The best credit cards
Editors’ Tips††: The best credit cards can help you earn rewards, build credit or manage debt. When you’re shopping for a card, consider the goals you’re trying to reach, along with your spending habits and preferences. Are you willing to pay an annual fee? Do you spend a lot in a particular category, like groceries? Do you want a card that comes with specific perks? Once you know what you’re looking for, you can focus on cards with features that fit your needs.
Our editors’ picks for the top credit cards address a range of goals and financial situations:
- Best no annual fee credit cards: Chase Freedom Flex®, Chase Freedom Unlimited®, Citi Double Cash® Card
- Best cash back credit cards: Chase Freedom Flex®, Chase Freedom Unlimited®, Citi Double Cash® Card
- Best credit cards for building credit: Capital One Platinum Credit Card, Capital One Platinum Secured Credit Card