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This offer is no longer available on our site: Sony® Card from Capital One®
At a glance: Disney® Premier Visa® Card vs. Disney® Visa® Card
|Disney® Premier Visa® Card from Chase||Disney® Visa® Card from Chase|
|Sign-up bonus||$200 statement credit after you spend $500 on purchases in the first three months from account opening||$50 statement credit after your first purchase with your card|
|Rewards||Earn 2% at gas stations, grocery stores, restaurants and most Disney locations, and 1% in Disney Rewards Dollars on all purchases||Earn 1% in Disney Rewards Dollars on all purchases|
|Point value||Disney Rewards Dollars are equal to $1 value when redeemed toward Disney products or offers and toward airline travel||Disney Rewards Dollars are equal to $1 value when redeemed toward Disney products or offers|
|Variable APR for purchases and balance transfers||17.74%||17.74%|
|Promo APR||You pay no interest for the first 6 months on select Disney vacation packages or purchase of a real estate interest in a Disney Vacation Club® Resort||You pay no interest for the first 6 months on select Disney vacation packages or purchase of a real estate interest in a Disney Vacation Club® Resort|
|Airline rewards||Redeem Disney Rewards Dollars as a statement credit for airline travel||Not able to redeem Disney Rewards Dollars as a statement credit for airline travel|
|Other benefits||10 card designs for Disney and Star Wars fans||10 card designs for Disney and Star Wars fans|
You no longer have to wish upon a star to have Mickey Mouse, Tinker Bell or even Yoda on your credit card.
Disney offers two rewards credit cards through Chase that offer all kinds of Disney-related perks: Disney® Premier Visa® Card and Disney® Visa® Card. From fun Disney and Star Wars card art to the chance to earn Disney Rewards Dollars that you can use toward Disney products or vacations, these cards are perfect for fueling your Disney fanatic side.
Disney® Premier Visa® Card takes the perks one step further by offering a more generous rewards program and introductory bonus. These add-ons come with a $49 annual fee, while Disney® Visa® Card charges no annual fee, but we still think Disney® Premier Visa® Card is the clear winner between the two.
Let’s compare the cards and find out why.
- The winner: Why we prefer Disney® Premier Visa® Card
- Counterpoint: Why you might want Disney® Visa® Card instead
- Heads up: What to consider when applying for a rewards card
- Bottom line: Is the Disney® Premier Visa® Card right for you?
Both cards offer great Disney benefits, but Disney® Premier Visa® Card gives a little bit extra. Yes, that “extra” come with a $49 annual fee, but you can more than offset the cost if you expect to use your card for everyday purchases or plan to use the card to pay for an upcoming flight.
Disney® Premier Visa® Card lets you earn 1% in Disney Rewards Dollars on your everyday purchases and 2% at gas stations, grocery stores, restaurants and most Disney locations. Those locations include Walt Disney World® Resort, Disneyland® Resort, Disney Cruise Line and more.
With Disney® Visa® Card, you only earn 1% on all purchases.
Option to redeem points toward flights
With the Disney® Premier Visa® Card, you can even redeem Disney Rewards Dollars toward flights. There are no airline limitations or blackout days. Just pay for a flight using your Disney® Premier Visa® Card, then redeem your Disney Rewards Dollars for a statement credit toward your ticket purchase. (Just make sure you redeem them within 60 days of purchasing your ticket.)
This flight perk means you could use your Disney® Premier Visa® Card to book a roundtrip flight to a Disney resort, enjoy card benefits while you’re there, earn more Disney Rewards Dollars while you’re at it, and then fly home and partially cover your flight by redeeming your Disney Rewards Dollars. Disney-ception.
Note that with either card, once you rack up your Disney Rewards Dollars, you can use them toward Disney and Star Wars toys and movies at Disney Store or other Disney locations. You can also request a Disney Rewards Redemption Card once you collect 20 Disney Rewards Dollars. However, it’s only with Disney® Premier Visa® Card that you can redeem points for statement credit toward flights.
As a bonus, there are no limits on the number of Disney Rewards Dollars you can earn with both cards, so you have unlimited opportunity to save up for a big Disney trip or purchase.
Special events and discounts
The following special discounts and events are available to cardholders of either Disney card.
You get 10% off select merchandise purchases of $50 or more at Disney Store and DisneyStore.com, and at select locations at Disneyland® Resort, Walt Disney World® Resort, Disney’s Beach Resort Destinations and the Aulani Resort in Oahu, Hawaii.
Up to six guests can also enjoy one Disney Character Experience per day at private cardholder locations at Disney parks. Plus you can enjoy 10% off select dining locations most days at Disneyland® and Walt Disney World® Resorts.
Cool card designs
Both Disney credit cards offer card art that will be the envy of your Disney-loving friends. You can choose from 10 different designs, including the Magic Kingdom, Sorcerer Mickey and Elsa. There are cards with Yoda and Darth Vader for Star Wars fans, too.
Generous introductory bonus
We’ve gone over all of the Disney perks, but this card is more than just a rewards card for Disney purchases. You also earn a $200 statement credit when you spend $500 on purchases with Disney® Premier Visa® Card in the first three months from account opening.
With the Disney® Visa® Card, you only get a $50 statement after your first purchase.What are credit card points and miles (really) worth?
Disney® Visa® Card offers many of the same benefits as the premier card, but without an annual fee.
You still get the choice of 10 card designs, the prestige of a Disney card and the chance to earn 1% in Disney Rewards Dollars on all purchases. But you miss out on Disney® Premier Visa® Card’s added perks.
When is Disney® Visa® Card a better bet? If you don’t plan to use it much.
Maybe you already have other cards and see the Disney card as a cool addition to your wallet, but not one you expect you’ll use that often. In that case, a card without an annual fee could be a better choice.
This card might also be a wise move if you’re interested in the Disney discounts and special events, but don’t care as much about the rewards program. This card earns 1% in Disney Rewards Dollars across all purchases, so you may not collect rewards as quickly. The premier card rewards can add up more rapidly, but that won’t matter if you’re not interested in the perks unique to Disney® Premier Visa® Card.The essential guide to the best travel rewards cards
All these Disney benefits may excite you, but before applying it’s a good idea to figure out if Disney® Premier Visa® Card, or any rewards card for that matter, is right for you.
You should think about what you want out of a credit card and make sure whatever card you’re considering matches your interests.
For instance, a Disney credit card isn’t a good match if you don’t shop at Disney Store and don’t plan on visiting Disney properties (which you may have figured out already). The same goes for a travel rewards card. If you don’t plan to travel, a travel rewards card isn’t a good fit.
You also need to think about whether you’re OK with paying an annual fee. If you plan to use the card for everyday purchases and get credits for airline flights, then you may want to choose Disney® Premier Visa® Card. However, if having a Disney card is more about having Mickey or Elsa in your wallet, you might want to choose the option with no annual fee.
No matter what tickles your fancy, make sure the card is worth it.
Both Disney cards offer incredible Disney perks to make you feel like a princess or Prince Charming, but you can’t beat the added perks of Disney® Premier Visa® Card. With all the Disney benefits, rewards and a promo offer, you’re likely to more than offset the $49 annual fee.
Plus, when you have this card, you’ll know you’re maximizing your Disney Rewards Dollars, which will make you feel like you have the keys to the Magic Kingdom.
This card presents a fantastic opportunity for the Disney lover.
At a glance: Other rewards cards to consider
|Sony® Card from Capital One®||Earn five points for every $1 spent on Sony® products at authorized retailers|
|Capital One® Venture® Rewards Credit Card||Earn two miles for every $1 spent, which can be used for statement credits for travel. Plus earn 10 miles per $1 on thousands of hotels through January 2020|
|Chase Freedom Unlimited®||Unlimited 1.5% cash back on purchases|
Sony® Card from Capital One®
The Sony® Card from Capital One® is a card for those who love movies and music, and especially for those who plan on buying a Sony® product soon. You get a whopping 5 points for every dollar spent on Sony® products at authorized retailers, and it has no annual fee. Also, you’ll get a $50 statement credit after your first purchase within 90 days from account opening.
Capital One® Venture® Rewards Credit Card
The Capital One® Venture® Rewards Credit Card is an alternative if you’re looking for a travel rewards credit card for your next Disney trip. With this card, you earn two miles on every $1 you spend on purchases. You also can earn 50,000 bonus miles after spending $3,000 on purchases in the first 3 months of account opening. You can also earn 10 miles per $1 on thousands of hotels through January 2020.
Chase Freedom Unlimited®
Chase Freedom Unlimited® gives you 3% cash back on all purchases in your first year on up to $20,000 spent, then unlimited 1.5% cash back on every dollar you spend after that. Plus, there’s no annual fee.