Fact Checked

Chase adds complimentary DoorDash perk to most co-branded credit cards

Man sitting at a cafe, using his laptop and smiling at his phoneImage: Man sitting at a cafe, using his laptop and smiling at his phone

Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted.
Advertiser Disclosure

We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.

Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

Credit Karma’s editors and writers want to help you stay on top of credit card news. The information below is accurate to the best of our knowledge when posted. Heads up: Credit card terms are subject to change, and the terms outlined below may not be current after the date of publication.

Many Chase cardholders may find themselves with access to a new perk.

Chase has announced an expansion of the issuer’s existing partnership with DoorDash, one of the most popular food delivery apps in the United States.

Cardholders of most Chase co-branded cards — like its airline and hotel cards — can now activate 12 months of complimentary membership with DashPass, which offers $0 delivery fees and reduced service fees on orders of $12 or more from participating restaurants, grocery and convenience stores.

Chase last year announced DoorDash benefits for Sapphire, Freedom and Slate cardholders, though only Sapphire cards came with a full year of complimentary membership — with an auto-renew feature at the then current rate.

Chase values a year of DashPass membership at more than $100, but not all cardholders will get the same value. Read on for a look at which cards now carry this benefit and how you might be able to use it.


Which cards have the DashPass perk?

If you have a Chase co-branded airline or hotel credit card, there’s a good chance your card now comes with the DashPass perk. According to Chase, the following cards are included in the new benefit:

  • Southwest® Rapid Rewards® credit cards
  • United credit cards
  • IHG® Rewards cards
  • Aer Lingus Visa Signature® Card
  • British Airways Visa Signature® Card
  • Iberia Plus Visa Signature® cards
  • Marriott Bonvoy Bold™ Credit Card
  • Marriott Bonvoy™ Boundless Credit Card
  • World Of Hyatt Credit Card
  • Disney® Visa® cards
  • Starbucks® Rewards cards

If you previously got or currently get DashPass benefits through another Chase card, you can claim the complimentary membership through one of these newly added cards. If you already pay for DashPass, your existing membership will be replaced and you’ll no longer be charged for the food delivery app. In order to get the DoorDash benefits, you need to use your eligible Chase credit card as your default payment method.

Cardholders can claim their complimentary membership at DoorDash’s website or by signing up for DashPass with one of the eligible credit cards through the DoorDash app. To claim the complimentary membership, you must activate by Dec. 31, 2021.

The complimentary membership will only stay active as long as the eligible Chase card is linked through your account. If you change your default payment method, you run the risk of losing your benefits or having to pay full price for DashPass membership.

What is Chase’s DashPass perk worth?

Chase values a year of DashPass membership at more than $100, based on the monthly fee of $9.99. If you already pay for DashPass or think it might be worth it, the value of this complimentary membership is clear — you’ll save almost $120 over your 12 months of complimentary membership.

The value is less clear if you don’t already order from DoorDash regularly.

From one perspective, DashPass certainly saves people money on orders. DoorDash says that membership saves an average of $5 per order thanks to no delivery fees, lower service fees on orders that run more than $12, and a 5% credit on all eligible pickup orders. If you were to pay full price for 12 months of DashPass and saved $5 on every order, it would take you roughly 24 orders to break even.

Maybe that calculation is irrelevant — Chase is offering DashPass as a complimentary perk, so any savings might make it a good deal. But consider if simply gaining access to this perk might change your meal-planning habits and cost you more money in the long run. Would DashPass membership cause you to order out more and cook less? Would you be more inclined to order more food with each delivery if you’re saving on fees? Would you keep your DashPass subscription after the complimentary membership is up just because it’s easier to keep it than to cancel?

Your answers to these questions will depend on your personal situation, but remember that a complimentary card perk often comes with less obvious costs. While this perk might be a no-lose offer in the short term, it’s worth considering how it might change your habits in the long run.


About the author: Eric Freeman is a writer and editor at Credit Karma, specializing in credit cards and credit scores and reports. He strives to make personal finance relatable for readers and to ground c… Read more.