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Many Chase cardholders may find themselves with access to a new perk.
Chase has announced an expansion of the issuer’s existing partnership with DoorDash, one of the most popular food delivery apps in the United States.
Cardholders of most Chase co-branded cards — like its airline and hotel cards — can now activate 12 months of complimentary membership with DashPass, which offers $0 delivery fees and reduced service fees on orders of $12 or more from participating restaurants, grocery and convenience stores.
Chase last year announced DoorDash benefits for Sapphire, Freedom and Slate cardholders, though only Sapphire cards came with a full year of complimentary membership — with an auto-renew feature at the then current rate.
Chase values a year of DashPass membership at more than $100, but not all cardholders will get the same value. Read on for a look at which cards now carry this benefit and how you might be able to use it.
Which cards have the DashPass perk?
If you have a Chase co-branded airline or hotel credit card, there’s a good chance your card now comes with the DashPass perk. According to Chase, the following cards are included in the new benefit:
- Southwest® Rapid Rewards® credit cards
- United credit cards
- IHG® Rewards cards
- Aer Lingus Visa Signature® Card
- British Airways Visa Signature® Card
- Iberia Plus Visa Signature® cards
- Marriott Bonvoy Bold™ Credit Card
- Marriott Bonvoy™ Boundless Credit Card
- World Of Hyatt Credit Card
- Disney® Visa® cards
- Starbucks® Rewards cards
If you previously got or currently get DashPass benefits through another Chase card, you can claim the complimentary membership through one of these newly added cards. If you already pay for DashPass, your existing membership will be replaced and you’ll no longer be charged for the food delivery app. In order to get the DoorDash benefits, you need to use your eligible Chase credit card as your default payment method.
Cardholders can claim their complimentary membership at DoorDash’s website or by signing up for DashPass with one of the eligible credit cards through the DoorDash app. To claim the complimentary membership, you must activate by Dec. 31, 2021.
The complimentary membership will only stay active as long as the eligible Chase card is linked through your account. If you change your default payment method, you run the risk of losing your benefits or having to pay full price for DashPass membership.
What is Chase’s DashPass perk worth?
Chase values a year of DashPass membership at more than $100, based on the monthly fee of $9.99. If you already pay for DashPass or think it might be worth it, the value of this complimentary membership is clear — you’ll save almost $120 over your 12 months of complimentary membership.
The value is less clear if you don’t already order from DoorDash regularly.
From one perspective, DashPass certainly saves people money on orders. DoorDash says that membership saves an average of $5 per order thanks to no delivery fees, lower service fees on orders that run more than $12, and a 5% credit on all eligible pickup orders. If you were to pay full price for 12 months of DashPass and saved $5 on every order, it would take you roughly 24 orders to break even.
Maybe that calculation is irrelevant — Chase is offering DashPass as a complimentary perk, so any savings might make it a good deal. But consider if simply gaining access to this perk might change your meal-planning habits and cost you more money in the long run. Would DashPass membership cause you to order out more and cook less? Would you be more inclined to order more food with each delivery if you’re saving on fees? Would you keep your DashPass subscription after the complimentary membership is up just because it’s easier to keep it than to cancel?
Your answers to these questions will depend on your personal situation, but remember that a complimentary card perk often comes with less obvious costs. While this perk might be a no-lose offer in the short term, it’s worth considering how it might change your habits in the long run.