Christy Rakoczy Bieber

Christy Rakoczy Bieber is a full-time personal finance and legal writer. She is a graduate of UCLA School of Law and the University of Rochester. Christy was previously a college teacher with experience writing textbooks and serving as a subject matter expert.

Woman working on laptop in kitchen at home, filling out a W-9 tax form

What’s a W-9 tax form and what should you...

Young woman on computer at home reading about 1095 tax forms

What is a 1095 tax form and what does...

Young couple holding keys to their new car that they bought with Prestige Financial financing

Prestige Financial auto loans review: People with bad credit...

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Preapproved vs. prequalified for credit cards: What’s the difference?

Man with laptop sitting at kitchen table researching personal loans with bad credit

Bad credit? Things to know about personal loans from...

Woman sitting in a cafe, holding a cup of coffee and thinking

IRA loans: Is borrowing from my IRA possible?

Woman sitting in the open trunk of her SUV, talking with her daughter

Autopay auto refinance loan review: Range of credit types...

Father polishing convertible with smiling young daughter sitting in the front seat

Navy Federal Credit Union auto loans review: Available only...

A man and a woman looking over sales paperwork while sitting in a new car

How is a car taxed?

Woman reading on her phone

Capital One credit line increase: How does it work?

Father and daughter playing with baby girl on sofa at home

Who’s a qualifying child for tax purposes?

A woman and her daughter floating in a pool

Swimming pool financing: 5 things to know before you...

what-is-inheritance-tax

What is inheritance tax and who pays it?

Man putting his son into a carseat

Capital One Auto Finance review: Prequalification process and car...

Woman sitting at her desk and thinking, with her head resting in her hand

Installment loans for bad credit: Worth considering?

Young couple lying on the floor, drinking coffee and planning the best way to pay off their credit cards

Best way to pay off credit cards

A young businessman is drinking coffee and working on a digital tablet in a public park.

Loans for people with bad credit: Your options

Smiling father with child contemplates whether he needs credit insurance

Credit insurance: What is it and do you need...

Smiling man looking at new car at car dealership

5 reasons to make a car down payment

African American couple shopping for new car at dealership

Your car’s trade-in value: Are you getting a fair...

Group of friends having fun and playing cards in an RV.

RV loans: 5 things to know

Woman sitting at a table looking at papers and a calculator

Can bankruptcy wipe out tax debt?

Field of sunflowers

A guide for filing your Kansas income tax return

Couple looking inside car at showroom

How to trade in a car

Woman sitting at a desk and looking through notes

4 situations where a debt consolidation loan may not...

Woman sitting at a table doing her taxes, including itemizing her deductions on IRS Schedule A.

IRS Schedule A and itemized deductions: Things to know

Couple sitting in their living room and working on their laptops

Debt consolidation with a personal loan: Pros and cons

Woman sitting at a table and reading

What does the IRS do?

Young African-American man sitting at coffee table in living room, calculating how much he’ll pay for COBRA insurance costs and wondering if they’re tax deductible.

Are COBRA insurance costs tax deductible?

Young homeowners talking to installation foreman about the residential energy credits they might qualify for after his crew finishes installing solar panels on their house.

Residential energy credits: Home improvements that qualify for 2018

Woman in business suit writing on notepad

What is the Dodd-Frank Act?

The Omaha, Nebraska skyline in Autumn. Omaha residents, like all Nebraska residents, must consider if they have to file a Nebraska state tax return.

What to know about filing a Nebraska state tax...

Two horses graze in a green pasture surrounded by white fence, trees and blue sky in Kentucky, where the Kentucky state income tax is a flat rate.

How to file a Kentucky state tax return

Dad holds his daughter, smiling, upon his return home from military assignment

What is a VA loan?

Downtown Little Rock, the capital of Arkansas, is seen in the background with the scenic arch of the Pike Avenue Bridge spanning the Arkansas River in the foreground.

How to file an Arkansas state tax return

Couple sits with financial advisor to go over papers

What is a conforming loan?

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