Credit Trends

Trends by Domain

Our lives are full of numbers: Phone numbers, social security numbers, birthday dates, lottery numbers, lucky numbers... the list goes on. But, no number says more about us than our old favorite, the credit score.

Our credit scores speaks of our creditworthiness, gives potential lenders a peek into our credit history and even predicts our financial future. However, recent correlations have been drawn between credit scores and other factors... saying more about us than we'd ever imagined. Here are a few examples:

According to the Insurance Information Institute, drivers with lower credit scores file 40% more claims than drivers at the higher end of the credit scale.

Forget "red" state, "blue" state... certain states also have higher credit scores than others. The Dakotas and Wisconsin lead the country while Texas and Nevada have the lowest average credit scores.

We found another intriguing credit score correlation, email address domains. Based on a sample of 20,000 credit scores, our data shows that there is a difference of average scores based on what email service users prefer. Interestingly, Gmail and Comcast users came out the top with a higher average, while AOL and Yahoo users had the lowest average credit scores.

What does it all mean? Not much. Certainly switching email providers will not increase or decrease your credit score. It's more the case that people with a certain score have a greater likeliness to use a particular email provider. Why this happens is probably due to some demographic skew which then carries to the email domain. But that's not the point, we just thought it was interesting.

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USER COMMENTS(26)

multiplexgur
Jan 11
5:45 pm

I have been using gmail for a while... it used to be kind of an exclusive club and for a while was invitation only. So it makes sense that it is high because there is still a high percentage of well connected people who use gmail, and well connected people I have found have great credit. Anyways my credit karma score is 773 but I think it is worth noting that my equifax is 805, and I turn 23 in a few months. I don't think there is much significance between the top 3 a difference of only 8 points while yahoo is a good 16 points behind the closest and about 40 from the top. Yahoo is for yahoos they attract a less sophisticated crowd.