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Rate Trends

Refinance Auto Loan Rates

What is an Auto Refinance?

Just like your home, you can refinance your car. While many people regularly refinance their homes, few know that they can refinance their existing auto loan.

Refinancing your auto loan comes with the same benefits as refinancing your home. Sometimes, depending on your original financing rate, you can save thousands by refinancing your car.

Good reasons to refinance are:

  1. Interest rates have come down since you bought the car.
  2. Your credit score has improved, making lower rates available to you.
  3. Extend the term of your loan and lower your monthly payments.
How to Read the Average Rate Chart?

Our data is made up of different rates from hundreds of lenders nationwide. Our rates are broken out into 3-year, 4-year, and 5-year averages. Historically, longer terms loans have higher interest rates. However, depending on marketing conditions, it may not always be the case.

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EXPLORE MORE RATE TRENDS

Home Equity Loans

Track home equity loan rates trends with national averages.

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NATIONAL OVERNIGHT AVERAGES
Source: Bankrate.com
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