Sign-Up now for FREE!     Already a member? Login to your account.
FAQs  |  Help  |  About Us
  • My Credit
  • Karma Offers
  • Tools & Calculators
  • Credit Cards
  • Compare Rates
  • News & Advice
  • Blog
  • Overview
  • Calculators
  • Credit Trends
  • Rate Trends

Rate Trends Overview

Historical interest rate can tell you when to buy a home or a car because the cost of borrowing is low
or it can tell you when to buy a CD or save because returns are high. Below are some of the most common products with their current and historical rates.

SELECT FROM THE FOLLOWING RATE TRENDS
Savings & Deposits

Savings & Deposits Trends

Track historical savings and deposit rates from hundreds of banks and financial institutions.

  • CDs
  • Money Market
  • IRA
Mortgage & Home Equity

Mortgage & Home Equity Trends

Monitor historical home loan interest rates to determine the best time to refinance or purchase.

  • Mortgages
  • Home Equity Loans
  • HELOC
Credit Cards

Credit Cards Trends

Evaluate historical credit card interest rates based on creditworthiness and credit card features.

  • Rates By Credit Grade
  • Rates By Features
Auto Loans

Auto Loans Trends

Review historical auto loan interest rates to find the optimal to purchase your next vehicle.

  • New Car
  • Auto Refinance
  • Used Car
RELATED NEWS

Read the latest articles on credit news, personal finance, and ways to manage your credit.

100

percent

Credit Card Approval Insights

Each week, we receive dozens of comments on applying for loans and credit card. The most common question involves why a member was declined even though their credit score appeared high enough for approval based on the credit scores of other members.... More

  • Comments (0)
  • Send to a friend
  • October 28, 2009
96

percent

The Relationship Between Your Credit Score and Credit Limit

The influence of credit score on credit limit works on a feedback loop: credit score influences credit limit, and a consumers' total credit available, which is the sum of their credit limits, can impact a credit score up or down.... More

  • Comments (0)
  • Send to a friend
  • July 31, 2009
97

percent

The first step to rebuilding your credit – Secured Credit Cards

A secured credit card can be a significant stepping stone in managing your credit health. There are many secured cards out there, so shop wisely, read the fine print, and - as always - use the card responsibly and pay on-time.... More

  • Comments (0)
  • Send to a friend
  • July 20, 2009
96

percent

Comparing Credit Cards Is Vital With Poor Credit

The bottom line is that just because you have bad credit, it doesn't mean you should have to pay exorbitant fees. Be informed and make sure you compare products before you make your next financial purchase.... More

  • Comments (0)
  • Send to a friend
  • March 14, 2009
96

percent

Credit Card Utilization and Average Credit Scores

Every credit score improvement article suggests that consumers should not have a high credit card utilization rate. (Defined as: total credit card balances / total credit card limits). Often the recommendation is the lower the credit card utilization rate... More

  • Comments (48)
  • Send to a friend
  • January 02, 2009
  • Read More News:
  • Credit Scores
  • |
  • Personal Finance
  • |
  • Real Estate
NATIONAL OVERNIGHT AVERAGES
Source: Bankrate.com
CDs &
deposits
Mortgage Rates Home
Equity
Get More Information From Credit Karma See All Current Rates
Most Popular News
  • 1.
    Understanding Credit Score Differences
    There are few numbers in life that ...
  • 2.
    The Do’s and Don’ts of Closing Old Accounts
    Closing old and unused credit accou...
  • 3.
    Top 5 Credit Misconceptions
    We have all heard the rumors...from...
  • 4.
    Understanding Credit Scores
    Credit and credit scores have alway...
  • 5.
    Recovering from Bankruptcy
    Every year more than 1.5 million Am...
Get More Information From Credit KarmaMore Popular News
Today's Popular Offers
  • 1.
    Build Credit With Public Savings Secured Visa
    With no annual fee and a 0% APR for...
  • 2.
    Free Quicken Online Money Management
    Free, Easy Money Management Online ...
  • 3.
    Earn money for college when you shop - Upromise
    Upromise is a rewards program that ...
  • 4.
    Free & Easy! Organize All Your Accounts, Bills & Budgets
    Rudder is a simple solution that sa...
  • 5.
    Free 30 day trial of TiVo Series2 Dual Tuner Box
    Try the TiVo Series2 Dual Tuner Box...
Get More Information From Credit KarmaMore Popular Offers
  • About Us |
  • FAQ |
  • In The News |
  • Glossary |
  • Terms of Use |
  • Privacy Policy
Copyright © 2007-2009 Credit Karma™, Inc. All Rights Reserved. Patent Pending.
TRUSTe Verified HACKER SAFE certified sites prevent over 99.9% of hacker crime. Click to verify BBB accreditation and to see a BBB report.
ABOUT SSL CERTIFICATES