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why is my score lower on this report but a lot higher on others
Asked by
highhips
1 year ago
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That which is reported on one credit report is not exactly the same as others. This site uses Experian, where another might use Equifax, and another might use TransUnion for the information upon which they base their scores. The differences in what is reported to each credit agency makes a difference.
Also, there are different systems for rating credit. Some have a higher scale that is used. Each site also calculates sites a bit different, and how things are weighted on one vs. another can make a big difference.
Sites like this approximate your score. The exact calculations used by FICO, etc, are different.
First thing you need to look at is do the different ratings use the same scale. Next, look at the credit agency upon which they are based.
phnxangell 1 year ago
phnxangell this site does not use Experian, gtfo CreditKarma and stop spreading false information, CreditKarma uses the Vantage scale, which is not through Experian.
diggsb4477 1 year ago
Vantage score is through TransUnion.
diggsb4477 1 year ago