- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
Question
why does Credit Karma show my score around 75 points lower than the big 3 credit companies?
Equifax, Transunion and Experian Show my score at around 700, yet Credit Karma shows it as around 625. What the heck?
Asked by
maveteto
1 year ago
Flag this Question
4 responses
- Prev
- 1
Reply To This Question
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.
Let the community lend a hand!
3 Most Recent Questions in Credit Scores
Featured Credit Repair Service
- Take action and start work to improve your credit, today!
- Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
- They have served over 600,000 clients since 1991
- Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*
*Your Results May Vary
SERVICE PROVIDED BY
Lexington Law Credit Report Repair
Over 1 million negative items removed by Lexington Law last year, including:
- Collections
- Late Payments
- Bankruptcies
- Foreclosures
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
Credit Karma is showing my credit score 124 points below my credit report from 1 year ago, yet I show no inquiries, late payments, lower credit utilization. Is this data accurate?
stevecpa 1 year ago
no matter where you pull your score it is going to be different. Heck if you get a mortgage or auto loan even their scores will be different because they use different criteria. I would not worry about the score on this site.
camalott4 1 year ago
Credit Karma pulls your score from TransUnion (from what they told me in an email) so it should match that one, I know mine does. I don't know about the others though.
bbailey231 1 year ago
This year TransUnion switched to the Vantage Score. That score has a different range, 550-990.
CK Moderator
this site is not the same score as the one Ihave on transunion. I think they just make stuff up.
riseandshine 1 year ago