Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Question

Share this question with others:
Profile Image
i have a score of 718 and my husband's is 799. will my lower score affect his higher score?
Good question? Vote for this

Asked by Joelsmom 1 year ago Flag this question Flag this Question

Response

1 response

Nope - credit reports are separate. That said, if you make any mistakes (like forgetting to pay a bill), that could show up on your husband's report if your names are both on the account. Otherwise, you're fine - your score can't bring his down.

Reply

ryan 1 year ago

  • Prev
  • 1
  • Next

Reply To This Question


Submit Your Response
Receive Response Email Alerts

We'll alert you when a response or reply is posted to this question.

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.

Let the community lend a hand!


100 Characters Remaining

Featured Credit Repair Service

  • Take action and start work to improve your credit, today!
  • Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
  • They have served over 600,000 clients since 1991
  • Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*

*Your Results May Vary

SERVICE PROVIDED BY

Lexington Law Credit Report Repair

See Details

Over 1 million negative items removed by Lexington Law last year, including:

  • Collections
  • Late Payments
  • Bankruptcies
  • Foreclosures
Call For Your FREE Consultation:1.855.255.0203
Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.