Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Question

Share this question with others:
Profile Image
How long with credit inquiries stay on credit report?
Good question? Vote for this

Asked by bradyshannon16 1 year ago Flag this question Flag this Question

Response

3 responses

Klien 1 year ago

They remain on your credit report for two years. However, I read that they only impact your credit score for one year. If I'm wrong about that, will someone let me know.  

Reply

JohnHoer 1 year ago

 CK is docking my score for having 8 inquiries over a two year period. I do not know how this is calculated. I"ve read where they do not impact your credit score if they are older than 1 year. And I've seen some credit score analysis reports that do not take inot account credit inquiries that are older than six months. Does anyone have the correct answer. Mine are almost all older than six months. And five are older than a year. So, what impact are they having?

Reply

JohnHoer 1 year ago

  • Prev
  • 1
  • Next

Reply To This Question


Submit Your Response
Receive Response Email Alerts

We'll alert you when a response or reply is posted to this question.

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.

Let the community lend a hand!


100 Characters Remaining

Featured Credit Repair Service

  • Take action and start work to improve your credit, today!
  • Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
  • They have served over 600,000 clients since 1991
  • Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*

*Your Results May Vary

SERVICE PROVIDED BY

Lexington Law Credit Report Repair

See Details

Over 1 million negative items removed by Lexington Law last year, including:

  • Collections
  • Late Payments
  • Bankruptcies
  • Foreclosures
Call For Your FREE Consultation:1.855.255.0203
Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.