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How does Bankruptcy affect my credit report? is it the right thing to do with a 512 score?
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drfiremansar413
3 months ago
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Bankruptcy adversely affects your credit for about ten years. It's to be used only as a last resort. You need to look into your other options first. Decrease your spending. Get a second job. Pick one account to pay down. Pay the minimum on everything else every month, and apply excess to that one account until it's gone.
Dawnstream 3 months ago