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How can u stop companies from putting a bad debt on your credit score more than once?
I lost my job, and ended up loosing my car. Now the company has sold it "separately" to 2 other agencies,over the last 3 yrs. which means if I can't come up w/ the money it will be the third time it will be on my credit."for one bad debt".
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Totsysgirl
4 months ago
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No each agency has a right provided it is accurage. This ia a big problem with going into collections since it can affect you multiple times.
hardeight 4 months ago
is there nothing I can do about it?
Totsysgirl 4 months ago
you can try to negotiate with them for a pay for deletion. Effectively you offer to pay off some amount and they have to promise you IN WRITING to contact the credit bureaus and delete the entry. To do that you need to know who has the final debt -- th eoriginal creditor did not sell your debt twice -- they sold it to one collector and that collector sold it to the second one.
ladald 4 months ago