tsquad131

it'll improve your score is all. What else are you expecting from the bank. To give you a massage every day?

doubt it. Students are the biggest target and it signals to them that you have no job or money. Just get sucked in and get into debt and pay a lot of interest

well since you got a collection account. It means you do not need another credit card since you cannot manage your past obligations

$10,000 is a lot of debt. You need to consolidate it if your income permits. If not, seek debt relief or file bankruptcy

it depends on what type of negative information is on your report. Please specify

they usually start everyone at $300

I think everyone gets approved for $300 to start with as well as a $59-79 annual fee on top of a $19 processing non refundable fee.

it is possible for you to get loans for a car but getting a low interest rate is definetly out of the question. You will get a very high interest rate. I see that very hard to believe to get a capital one card with a 1500 limit with such a low score as well as a car loan. His interest is probably through the roof on both cards as well as an annual fee on the credit card

the $19 is the processing application fee. It is no guarantee to get approved. If you get denied, you will not get your money back is my understanding. After you get approved, you will see how much you got approved for online when you check your application status.

dont carry a balance, dont use more than 30%. Pay on time, easy as that. and best of all you dont pay interest

i already see many problems here. You are trying to say it is the bank's fault. You are paying above minimum. Not full balance. Of course they are gonna screw you cuz you are carrying a balance. and to the user below trying to get an unsecured card. You are still trying to pay off your debt. Why should you get your deposit back and get an increase if you cannot even try to pay off your commitment. Unless you have good reason to say something bad, please just keep your thoughts to yourself

your credit score is excellent. I wouldn't get this credit card if i was you. You can get way better

its not the companies fault for your state of mind thinking they will automatically give you no interest. They never promised you anything before you applied

if you arent paying your full balance you are setting yourself up for trouble with credit card companies. Sorry thats how it is

paying over minimum isn't very good anyways, they probably see your high balances and decided you are a too high of a risk. The only way is to pay full every month