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teal2020
Member since: January 2011
Total Contributions: 1
Activity
(1 Total Contributions)Beyond Your Credit Score
Did you by chance close any of your credit cards after you paid them off? If you did, this could have a significant effect on your score. I have found that it is better to keep the credit accounts open that you have had the longest, use them once or twice a month and pay them off on time. This way you are still living on "cash" but also showing that you CAN utilize credit responsibly. If you do not have a "long" credit history, you wont be eligible for the same rates, credit lines, etc as people who do and are in good standing.
Comment Reply posted 1 year ago
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