Profile Image

mzmellez

Member since: May 2010

Total Contributions: 2

Activity

(2 Total Contributions)

every time I update with creditkarma my score drops

thanks.  i'll give thes a try a credit karma isn't showing my cc info correctly for more than 6 months.

Response Reply posted 3 months ago

$2k written off on home equity loan..if i pay the part that was written off will it help my credit.

I am secondary on the mortgage and on the home equity loan.  The primary person filed bk and couldn't cover the second and that can't be included in a bk or at least not in AZ. So I took a loan from my 401K but was short $2K.  They agreed to write it off. This hit the primary person when it came to taxes but not me. I only show it as a red mark on my credit and it dropped about 100 points. Since it had to be counted as income on the primary person's taxes I'm not sure if there is anything that I can do to make my credit score better on this account.

Response posted 4 months ago

  • Prev
  • 1
  • Next

Credit Card Offers Just For You

These are the most popular credit card offers from Credit Karma members with credit similar to yours.

Credit One Bank® Visa Platinum Card

Credit One Bank® Visa Platinum Card
Apply Now
  • Pre-Qualify for a Visa credit card without affecting your credit score
  • Get a starting credit line up to $1,500
  • No enrollment fee

Capital One® Secured Mastercard®

Capital One® Secured Mastercard®
Apply Now
  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
See More Credit Cards...
Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.