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missskoolgrl
Member since: September 2009
Total Contributions: 1
Activity
(1 Total Contributions)Trends by Age
I am 23 years old, and have a credit score of 677. I am trying to get a personal loan along with my grandfather as a co-signer to pay off my debts of about $8,300. I have never had a late payment, and I have never gone over my credit limits, but at this time a few cards do have high balances.
I know that taking out a loan will cause a negative effect on my credit at this time, but in the long run will it look better since I pay everything on time, and I will only have the balance of my loan to pay off?
I am trying to build up my credit as much as possible at this time.
Comment posted 2 years ago
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