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ministerpaul
Member since: January 2011
Total Contributions: 3
Most Popular Contribution
Top 5 Credit Misconceptions
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(3 Total Contributions)TD Easy RewardsSM Visa® Credit Card
TD Bank has the highest interest rates at 23% for prime credit. Shop elsewhere before applying here.
Review posted 8 months ago
Top 5 Credit Misconceptions
Yes.
Comment Reply posted 1 year ago
Top 5 Credit Misconceptions
The math is against us and only legislation will change the measures by which our scores are calculated. You are in excellent financial condition, but the credit raters want to see history of payments to revolving credit or some type of loan. This in my opinion does not make anyone financially respondsible by paying monthly minimums. So until changes are made the only way to build your credit score would be to open an account and pay it off each month.
Comment Reply posted 1 year ago
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The math is against us and only legislation will change the measures by which our scores are calculated. You are in excellent financial condition, but the credit raters want to see history of payments to revolving credit or some type of loan. This in my opinion does not make anyone financially respondsible by paying monthly minimums. So until changes are made the only way to build your credit score would be to open an account and pay it off each month.
Comment Reply posted 1 year ago