jenny1497

unfourtunatley since the recession ( which we are not out of the woods yet) it is harder to pull that. You are lucky that you got that interest rate when you did, banks and car dealerships are not takeing that big of a risk anymore. I work at a small community bank and luckily we did not need any bail out but now we need to put more money aside to cover any risky loans from the past that might not be able to get collected on. People just dont want to take the risk, you need a cosigner for everything these days!

thats what i thought then i wanted to buy a house! with no credit history i could not get a mortgage and i would need a co-signer. now i am working on my credit score so i can get a low interest rate. with where my score is now i can fit into the "b" category with interest rates at my bank, I'm gonna keep pushing for "a". two years ago the only one that i could find to cosign with me put me into the "f" category. it might be a sham and it might be stupid but getting a house is more important to me than saying screw it

well, it is true that with some things you would spend more but i did get a bed from rentacenter that ended up costing me around 700.00. it was a pillow top queen size with mattress, box spring and the frame. i used to work at a furniture store and let me tell you, for 700.00 there that matress would have been rock solid. plus they bring it to you and ste it up for you so to me that was totally worth the money. i looked into washers and dryers from there and it would have ended up costing me about 1500.00 for a set of low quality machines. you got to pick and choose for them