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iwantcookies
Member since: June 2010
Total Contributions: 26
Most Popular Contribution
My son is a co-signer on a loan for his car, but he has no credit history available?
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(26 Total Contributions)What is a good credit score?
Before the recession: 700+ was decent.
After the recession, credit-tightening lenders, and bloated banks: need at least 720 just to get somewhat good rates at lenders and mortgage brokers.
Nowadays.. great credit scores are even more important yet even harder to maintain (high fees, cut credit limits, and sneaky practices oh my!). Oh the good old days...
Response posted 1 year ago
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Yea, sounds like the credit bureaus mistakenly didn't include the loan on your son's history. Surprisingly, errors on credit reports happen far too often.
Definitely check it out so he can benefit from it being on his credit report and building his credit history.
Response posted 1 year ago