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delsgirl25
Member since: June 2011
Total Contributions: 2
Most Popular Contribution
Top 5 Credit Misconceptions
Activity
(2 Total Contributions)Do we REALLY need a credit card??
thanks everyone for the advice! I'll be sure to pass this info on to my husband and see what we can set up =]
Response posted 10 months ago
Top 5 Credit Misconceptions
I have found out that ppl with impecable credit actually get ASKED by some credit card company (not sure who it is or if it is a multitude of companies that do this,) but it's basically and elite credit card (that is actually...metal. Yes, METAL...) and it's has a ridiculous cap on the spending limit allowing them to spend so much on the darn thing because the company has faith that those people will pay it back without fail. In other words: you have to be invited by the company to be able to use the card so who knows...maybe that's what this guy is shooting for with the 800+ credit score... =p still though, i think instead of berating the poor guy, let's cheer him on because this is the kinda inspiration we need. A real person who worked hard to get what he has. I envy of course, but I know that if I work hard enough I can one day bask in the same glory. Just saying =]
Comment Reply posted 10 months ago
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I have found out that ppl with impecable credit actually get ASKED by some credit card company (not sure who it is or if it is a multitude of companies that do this,) but it's basically and elite credit card (that is actually...metal. Yes, METAL...) and it's has a ridiculous cap on the spending limit allowing them to spend so much on the darn thing because the company has faith that those people will pay it back without fail. In other words: you have to be invited by the company to be able to use the card so who knows...maybe that's what this guy is shooting for with the 800+ credit score... =p still though, i think instead of berating the poor guy, let's cheer him on because this is the kinda inspiration we need. A real person who worked hard to get what he has. I envy of course, but I know that if I work hard enough I can one day bask in the same glory. Just saying =]
Comment Reply posted 10 months ago