blindley

each time you get an insurance quote, credit card, apply for a loan at a car dealership, or bank they run your credit score. so beware who has your info because car dealerships dont care and they can run it 2 or 3 times...it doesnt affect them

at most credit union they give you a credit card with a low limit...but adding to your credit limit helps. but dont go crazy and spend money you dont have. do what matman says...pay your bills!! on time

you are a student, go to your financial aid counselor and ask them.

CREDIT UNION!! but wait..fill out fasfa and you will get a student loan!

dont get into a house you can not afford.

if anything is on your credit report that is incorrect. call, call, call, and call again to get it off. because the credit unions are slow so you have to be proactive!!

No, not necessarily, If you read the fine print on the credit card bills it says or encourages you to pay your bill off each month to avoid interest charges.

I would do a couple of things to raise your score. Have a high line of credit. That means request a higher credit limit from the credit card you have now or get another credit card. (you dont have to use the new credit card at all). As well, open another bank account/credit union accounts. Like a Money Market

Well depending on what you want to do...Say if you want a house loan..the fha loan required a 640 credit score. However, if you have higher than 690 you get better quotes on car insurance, and even credit cards.

I would personally say if your credit score it above, 680 you are doing good. And you are almost over 700...If I was you i would go to annualcreditreport.com and get your all your scores. it for free. not like freecreditreport.com

if you want to get a ball park estimate without giving out your address or social. go here. https://quote.allstate.com/?quote=ep

it will ask only for your zip code.

just depends do you have other lines of credit?

I would try with a credit union first, but it depends on everything

if you dont have a credit card...a loan could work but loan want to see other lines of credit.

there are several good website for free. mint.com or powerpay.org are two good ways to help work your way out of debt.

My advice work on one credit card more than the other. start on the credit card with the lowest balance pay that off, then with the money were paying on that card...use it on the other card.

Most definitely, credit unions are way better than bank in almost every way possible.

File, If he is a joint owner or authorized user you are out of luck. But you can say they were not your charges. Arbitration will help.

Well, start building credit. Get an acct with a credit union and open a credit card with them. Sure it going to be low credit limit. but it will help having more credit available. Then make sure to pay off your credit cards each month try not to be over 50% in debt.