adunz

This card used to be better. They used to give you a great cash back rate on your top 3 categories. Now they dictate which categories you'll earn a high cash back on. The kicker that made this card awesome was the abillity to cash out on a $250 cash rewardswith only $200 worth of points.

I use this as my primary credit card. It's a great card that has the right cash back on the majority of my expenses. It has an annual fee of $50 but that also includes a Costco Membership (basically killing two birds with one stone). Basic cash back reward includes 3% on Gas, 3% Restaurants, 2% Travel and 1% on everything else. The check is mailed out every february. Definitely check this out.

A Solid card overall. Just ordered my $250 check for $200 in rewards (9/12/09). I use it for my daily purchases and the rewards add up.