Underbyte

This card is absolutely amazing. People bitch about AMEX becuase it tends to be not be accepted to as many places as other merchants, but I've had the card for a little over a year and i cannot praise it highly enough. The fact that you are working with AMEX directly and not some bank's BS is a plus, and they have always treated me awesomely. Last time i called in to request a new card (last one got cracked), they told me i can lower my APR, and reiminded me about features i didnt even know i had! Extended warrenty, Roadside assistance, Lost item replacement? Seriously? WOW!   I am a college student who is opening his own small, cell-based buissness with a 698 CS. I may get a card from another cardholder, but AMEX will always be my preferred card comapany.