Rassy48

I lost my job 6/08 and my husband lost his 12/08. I called my lender in an effort to discuss options in 9/08. I was told that nothing could be done until I was delinquent in my payments ... then options could be discussed. No one would listen to what I had to say, just "you'll just have to be late on one payment and then ... ". I was not raised to shirk my responsibilities, so after becoming late in my payments, I called back. Each time I called (about 4 times), I talked to someone different, could not get any answers, and was told paperwork would be mailed to me about options. I was and am thoroughly discussed with this way of doing business. Consequently, I filed Chapert 7.