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PoNienLu

Member since: November 2009

Total Contributions: 3

Most Popular Contribution

Chase Freedom® Visa - $200 Bonus Cash Back

+1

Approved at 704 CK score. I pay off my balance every month, but have a rather short credit history. 5 account, 3 open two closed. Average age 8 months. The 22% APR and $500 credit line may be kind of crappy for many people but since I pay off the balance every month (and it is not myonly card) these are not real problems for me, More importantly the $200 cash back and the reward program are pretty sweet.

Review posted 9 months ago

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(3 Total Contributions)

Blue Cash Everyday(SM) Card from American Express

CK score 715, FICO score 74x, less than two years of credit record. Got approved with $3500 credit limit. Not bad at all.

Also the reward program is pretty awesome.

Review posted 3 months ago

Chase Freedom® Visa - $200 Bonus Cash Back

+1

Approved at 704 CK score. I pay off my balance every month, but have a rather short credit history. 5 account, 3 open two closed. Average age 8 months. The 22% APR and $500 credit line may be kind of crappy for many people but since I pay off the balance every month (and it is not myonly card) these are not real problems for me, More importantly the $200 cash back and the reward program are pretty sweet.

Review posted 9 months ago

Discover® More Card - $50 Cashback Bonus

CK score 700, approved $3500. I got this card from a mail offer with$100 cashbac rather than the $50 listed here. Other than the initial offer the cashback program is not very good. The first $3000 you spend every year will generate only 0.25% cashback reward. I don't care about the APR because I never carry balance.

Review posted 1 year ago

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