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Kaoss

Member since: October 2009

Total Contributions: 2

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(2 Total Contributions)

Top 5 Credit Misconceptions

Poor grammar is factored into credit reports.

Comment Reply posted 10 months ago

New Millennium Bank Platinum Visa® or MasterCard®

I kept getting really bad offers in the mail because I didn't have great credit and then one day Capital One sent me an offer with a $300 limit no annual fees and other perks. After a few months my limit is up to $550. I have had no problems with my capital one card compared to when I was young and before you could easily pay online. At that time I felt like I was being completely taken advantage of by Capital One.

I do not recommend this particular card and suggest that you pay off bad debt and get your name out there so you can receive offers in the mail and eventually a fair and good card will come along. A card with no fees.

My credit rating at the time I got the card in the mail was at least in the high 500s low 600s so I have to say that I appreciate CAP ONE now and haven't had one single issue with them.

Review posted 2 years ago

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