Chase Freedom® MasterCard

33 Reviews | Write a Review

Offered by: Chase


Purchase Intro Rate 0%
Purchase Intro Period 15 Months
Balance Transfer Intro Rate 0%
Balance Transfer Intro Period 15 Months
Regular APR 12.99% – 22.99%* Variable
Balance Transfer Rate 12.99% – 22.99%* Variable
Cash Advance Rate 19.24% – 23.24%
Annual Fee $0
Late Fee Up to $35
Cash Advance Fee 3%, Min: $10
Balance Transfer Fee 3%, Min: $5

Chase Freedom® MasterCard features:

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$614

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,746

$3,920

$5,407

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$625

$625

$625

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$100

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$3,559

$4,544

$6,031
Total Savings over 3 Years

$14,135

*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.

1. $100 after $500 spend in 3 months.

Reviews

Most Recent Reviews

I have always had good service from Chase. The only negative is that some of their 800 reps are in foreign countries.  They should hire Americans and can do so from someones home or garage.  

fasterflier 1 week ago

I got this card back in march when they had the promotion for receiving 200 cash back after spending 500 wihin three months. I only got approved for 1500, which is lower than my other credit cards. Not sure if it was a bad idea or not. I applied for an auto loan the other day, and was informed my cs was 733, which is good for someone with only 3 years of credit history. My only annoyance was a credit limit of 1500? why so low?

krystina91 1 week ago

 Approved! Score 690. Currently using 31% of total credit.

jeklo24 2 weeks ago

Had a "very good" chance of getting this card, was denied. Am a currently CapOne customer, wanting to get a card so I don't have the monthly fee they decided to toss on me not that long ago. What a waste.

YukiOkasan 4 weeks ago

Because we don't carry a balance? You can charge me 600% interest if the rewards are good, and I'm still going to make money off the card.

JohnPublic 1 month ago

See all 33 Reviews of Chase Freedom® MasterCard

Write a review of Chase Freedom® MasterCard

Credit Score Approval Data

Ideal for those with Good Credit:

713

AVERAGE Credit Score Approved for this Card

662

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.