Chase Freedom® Visa

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Offered by: Chase


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 15.99% - 22.99% (Variable)
Balance Transfer Rate 15.99% - 22.99% (Variable)
Cash Advance Rate 19.24% - 23.24%
Annual Fee $0
Late Fee See Terms
Cash Advance Fee 3%
Balance Transfer Fee 3%

Chase Freedom® Visa features:

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like supermarkets, gas, drugstores and even home improvement stores. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$1,969

$2,850

$4,039

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$456

$456

$456

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$1,898

$3,306

$4,495
Total Savings over 3 Years

$9,699

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

cs of 568 and approved after calling to have them reconsider. All negatives on my report were from at least 5 years ago. 

Anonymous 3 days ago

So far so good. Had this card now for 3 months. Got a $100 statement credit once I spent $500 but thats easy since I use this card to pay monthly bills and pay it off right away. Have 0 interest for 6 months got it with a score of 668 for my husband. I myself have tried to get this card with no luck even with a score of 698 but I believe I am not approved due to an 8 year old bankruptcy on my report and never late on any payments. So good luck if you are trying to get this card!

mrstegmoto 4 days ago

Very pleased so far.  I know all are different, but to give you an idea of approval/credit limit, with a score of 738, pay off cards every month, two years of history, and income of $59k, I received instant approval for $5K.  I don't care what the interest rate is, because you should NEVER be carrying a balance month-to-month on a rewards card!  The interest rates are higher than average for a reason.  Use the card for its benefits, pay it off every month, and you'll be happy.  I expect I'll get about $300-$400 of benefit each year from using this card. 

Anonymous 1 week ago

I have had my Chase Freedom for almost a year and love it! I use it for EVERYTHING (rewards) and PIF every month. After about 6 months they auto CLI me to 150% of my original limit, which was already my highest limit card. I also have had a Chase Slate card for years and have never had a problem with Chase!

pghguy922 1 month ago

+1

Well, I just put the cart in front of the horse.....I applied for this card and got approved AND THEN read all of the comments...I will not be activating this card when I receive it..... Thank you everyone for your posts and letting me know what I would be in for......

Anonymous 1 month ago

See all 251 Reviews of Chase Freedom® Visa

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Credit Score Approval Data

Ideal for those with Good Credit:

701

AVERAGE Credit Score Approved for this Card

626

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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